Category: Uncategorized
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Q4 Calgary: Rebounding From Q3 Home Price Dip
Calgary home prices remained flat, dipping 0.6% year-over-year to $694,200 in Q3 2025. Detached homes rose 1.1% to $808,300; condos fell 3% to $265,900. Market shows moderation with strong sales compared to long-term averages. Lower borrowing costs support buyer confidence amid balanced market conditions. Forecast: Calgary home prices to rise 1.5% in Q4 2025.
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In Memory of Our Heroes
The “eleventh hour of the eleventh day of the eleventh month" of 1918 that signaled the end of World War I. On this day we honour those who have sacrificed so much to keep our flag flying high. Remembrance Day Salute to all heroes, and thank you for your service.
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Calgary Homebuyers Benefit From More Choices, Lower Prices
Supply ↑, demand ↓ in September per CREB; months of supply at 4, highest since early 2020. Apartment sales-to-new-listings ratio: 43%; benchmark price $322,900, ↓ 1% MoM, ↓ 6% YoY. Detached homes: sales-to-new-listings ratio 45% (lowest since 2018); benchmark price $749,900, ↓ <1% MoM and YoY. Airdrie, Cochrane, Okotoks also saw ↑ supply, ↓ prices;…
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ਕਿਰਾਏ ਦੀ ਆਮਦਨ ਵਧਾਉਣਾ: ਕਿਵੇਂ ਰਣਨੀਤਿਕ ਪਿਛਲੇ ਆੰਗਣ ਦੇ ਸੁਧਾਰ ਕਿਰਾਇਆ ਵਧਾਉਂਦੇ ਹਨ, ਖਰਚੇ ਘਟਾਉਂਦੇ ਹਨ, ਅਤੇ ਜਾਇਦਾਦ ਦੀ ਕੀਮਤ ਵਧਾਉਂਦੇ ਹਨ
ਪਿਛਲੇ ਆੰਗਣ ਦੀਆਂ ਸੁਧਾਰਾਂ ਕਿਰਾਏ ਦੀਆਂ ਜਾਇਦਾਦਾਂ ਨੂੰ ਬਿਹਤਰ ਬਣਾ ਸਕਦੀਆਂ ਹਨ, ਜਿਸ ਨਾਲ ਮਾਰਕੀਟਬਿਲਟੀ, ਕਿਰਾਏ ਦੀ ਆਮਦਨ ਵਧਦੀ ਹੈ ਅਤੇ ਚਲਾਉਣ ਦੇ ਖਰਚੇ ਘਟਦੇ ਹਨ। ਕਿਰਾਏਦਾਰ ਬਾਹਰੀ ਥਾਵਾਂ ਨੂੰ ਮਹੱਤਵ ਦਿੰਦੇ ਹਨ, ਜਿਸ ਨਾਲ ਪੇਟਿਓ ਅਤੇ ਬਾਹਰੀ ਰਸੋਈਆਂ ਵਰਗੀਆਂ ਵਿਸ਼ੇਸ਼ਤਾਵਾਂ ਆਕਰਸ਼ਕ ਬਣਦੀਆਂ ਹਨ। ਇਸ ਤਰ੍ਹਾਂ ਦੇ ਸੁਧਾਰਾਂ ਨਾਲ ਕਿਰਾਏ ਵਿੱਚ 5% ਤੋਂ 9% ਤੱਕ…
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Calgary: Fall Balance Supports 2026 Stability
Calgary’s housing market has entered a balanced phase following a brief correction earlier in 2025. Provincial migration continues to offset rising supply, maintaining market resilience. Job growth in energy and construction underpins steady absorption levels. Forecast: Flat-to-moderate price gains expected through 2026, led by strong population inflows.
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Could Multi-Use Transform Calgary Communities?
Calgary uses multi-use zoning to repurpose older urban land efficiently. Consolidating residential, office, and retail spaces optimizes limited city space. Neighborhoods become vibrant with public amenities and social gathering points. Investors benefit from diversified income streams across property types. Developments align financial returns with community and environmental goals.
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Five steps to getting your mortgage refinance started
Refinancing a home can lower interest rates and provide access to home equity for long-term investments. Before proceeding, assess if refinancing is the right choice by evaluating current property values and potential debt implications. Ensure you can afford application fees and understand payoff amounts. Gather necessary documents, including pay stubs and tax returns, and explore…
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ਡਾਊਨ ਪੇਮੈਂਟ ਲਈ ਕਿਵੇਂ ਬਚਤ ਕਰੀਏ
ਘਰ ਖਰੀਦਣ ਲਈ ਡਾਊਨ ਪੇਮੈਂਟ ਬਚਾਉਣਾ ਬਹੁਤ ਜ਼ਰੂਰੀ ਹੈ। Canada ਵਿੱਚ ਘਰ ਦੀ ਕੀਮਤ ਅਨੁਸਾਰ ਘੱਟੋ-ਘੱਟ ਡਾਊਨ ਪੇਮੈਂਟ ਵੱਖ-ਵੱਖ ਹੁੰਦੀ ਹੈ, ਪਰ 20% ਪਸੰਦ ਕੀਤਾ ਜਾਂਦਾ ਹੈ ਤਾਂ ਜੋ ਮੋਰਟਗੇਜ ਇੰਸ਼ੋਰੈਂਸ ਤੋਂ ਬਚਿਆ ਜਾ ਸਕੇ। ਬਚਤ ਲਈ ਖਰਚੇ ਘਟਾਉਣ, high-interest savings accounts ਜਾਂ First Home Savings Account (FHSA) ਵਰਤਣ, ਅਤੇ Home Buyers’ Plan ਰਾਹੀਂ RRSPs…
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Tips for First-time Homebuyers
First-time homebuyers in Canada should focus on understanding mortgage terms, saving for a down payment, and budgeting for all homeownership costs, including taxes and utilities. Choosing the right neighborhood, conducting home inspections, and maintaining a good credit score are crucial. Consider government assistance programs and be prepared for closing costs. It's important to plan for…
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Happy Halloween
Halloween falls on October 31 because the ancient Gaelic festival of Samhain, considered the earliest known root of Halloween, occurred on this day. In the eighth century, Pope Gregory III designated November 1 as a time to praise all saints. Soon, All Saints' Day incorporated some traditions of Samhain and the evening before was known…