Mindblown: a blog about philosophy.
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2025 ਵਿੱਚ ਕੈਨੇਡਾ ਦੇ ਕਿਰਾਏਦਾਰਾਂ ਲਈ ਹੋਰ ਚੋਣਾਂ
2025 ਵਿੱਚ ਕੈਨੇਡਾ ਦੇ ਮਲਟੀ-ਫੈਮਿਲੀ ਕਿਰਾਏ ਦੇ ਮਾਰਕੀਟ ਵਿੱਚ ਖਾਲੀਪਣ ਦੀ ਦਰ 3.1% ਤੱਕ ਵਧ ਗਈ, ਜਿਸ ਦਾ ਕਾਰਨ ਵੱਡੇ ਪੱਧਰ 'ਤੇ ਨਵੀਂ ਇਮਾਰਤਾਂ ਦੀ ਤਿਆਰੀ ਅਤੇ ਆਬਾਦੀ ਤੇ ਆਰਥਿਕ ਵਾਧੂ ਵਿੱਚ ਮੰਦਗੀ ਸੀ। ਵਧੇਰੇ ਖਾਲੀਪਣ ਅਤੇ ਮਾਲਕਾਂ ਵੱਲੋਂ ਪ੍ਰੋਤਸਾਹਨ ਦੇ ਬਾਵਜੂਦ, ਖਾਸ ਕਰਕੇ ਘੱਟ ਆਮਦਨ ਵਾਲਿਆਂ ਲਈ, ਕਿਰਾਏ ਦੀ ਪਹੁੰਚ ਅਜੇ ਵੀ ਮੁਸ਼ਕਲ ਹੈ।…
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Alberta: 2026 Continued Expansion Amid Migration Inflows
Calgary and Edmonton lead national growth, fueled by interprovincial migration and rising employment in energy and tech. Home sales remain robust with limited listings and quick absorption in major centers. Rising construction costs temper new-build supply, tightening resale inventory further. Forecast: Prices forecast to increase 5–7% in 2026 as population inflows sustain strong momentum.
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Modest adjustment for Calgary in 2026
Home values continue to grow moderately, supported by population inflows and relative affordability. Sales activity remains healthy as demand outpaces several other Canadian markets. Inventory stays relatively tight, maintaining a mild seller advantage. Rent growth persists as new residents enter the market. Overall conditions suggest steady, sustainable expansion through 2026 rather than rapid overheating.
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Five tips for first-time homebuyers
First-time homebuyers can benefit from key advice to navigate the purchasing process. Here are five essential tips: 1. Research thoroughly by asking questions and speaking with current homeowners. 2. Get pre-approved for a mortgage to understand your budget. 3. Utilize a REALTOR® for expert guidance and market insights. 4. Visit properties in person, as online…
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Calgary Housing Market Remains Resilient Amid December Slowdown
Home sales in Calgary dropped 14.2% in December and 15.7% for 2025 compared to the previous year, with prices falling 4.7% in December and 2.4% annually. Increased supply, especially in condos and row homes, offset price gains in detached and semi-detached homes. New listings rose 9.2% in 2025, boosting inventory by 28.9%, leading to more…
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ਆਪਣੇ ਘਰ ਨੂੰ ਤੇਜ਼ੀ ਨਾਲ ਵੇਚਣ ਲਈ ਰਚਨਾਤਮਕ ਹੱਲ
ਘਰ ਨੂੰ ਜਲਦੀ ਵੇਚਣ ਲਈ ਰਵਾਇਤੀ ਲਿਸਟਿੰਗ ਤੋਂ ਇਲਾਵਾ ਨਵੇਂ ਤਰੀਕੇ ਲਾਗੂ ਕਰਨੇ ਪੈਂਦੇ ਹਨ। ਤਾਜ਼ਾ ਲੈਂਡਸਕੇਪਿੰਗ ਅਤੇ ਆਕਰਸ਼ਕ ਛਾਪ ਨਾਲ curb appeal ਵਧਾਓ। ਸੋਸ਼ਲ ਮੀਡੀਆ ਅਤੇ ਸਥਾਨਕ ਇਨਫਲੂਐਂਸਰਾਂ ਰਾਹੀਂ ਘਰ ਦੀ ਪਹੁੰਚ ਵਧਾਓ। ਖਰੀਦਦਾਰਾਂ ਲਈ closing cost ਵਿੱਚ ਮਦਦ ਜਾਂ ਲਚਕੀਲੇ move-in date ਵਰਗੇ ਇਨਸੈਂਟਿਵ ਦਿਓ। ਵਿਸ਼ੇਸ਼ ਥੀਮ ਵਾਲੇ open house ਕਰਵਾਓ ਤਾਂ ਜੋ…
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How much you need for a down payment
A down payment is the initial amount paid when buying a home, with minimums set at 5% for homes up to $500,000, 5% on the first $500,000 plus 10% on the remainder up to $1 million, and 20% for homes $1 million or more. Down payments under 20% require mortgage loan insurance, with premiums from…
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Rare Calgary Market Shift Catches Buyers’ Eyes
Slide 1: Calgary buyers caught a breather as cooler sales nudged prices and payments slightly lower. Slide 2: Lower qualifying income means owning in Calgary feels a little closer.
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Calgary Home Values Set for Growth in 2026
Calgary’s housing market remains balanced in 2026 with steady supply and demand conditions. Aggregate home price expected at $701,061 in Q4 2026, ↑ 1.5% increase year-over-year. Median detached home price forecasted at $828,429, rising 3% compared with 2025 levels. Condominium prices projected to grow 1% to $265,832, driven by higher-density supply. Buyer confidence is strong;…
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Maximizing Your Home Equity: Best Strategies and Tips
Home equity is a valuable asset for homeowners, representing the difference between a property's market value and the mortgage balance. It can be leveraged for various financial purposes, such as home renovations, debt consolidation, education expenses, emergency funds, and investment opportunities. Home equity loans and equity-based mortgages allow homeowners to borrow against their equity, but…
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